Chhattisgarh disabled finance and development corporation
Loan Scheme for self-employment of disabled persons
Implementing Agency: -
- Chhattisgarh Nihshaktjan Vitt Evam Vikas Nigam, Old D.R.A. Bhawan, Collectorate Complex Raipur
- To provide financial sources to PwDs for employment / self-employment to ensure financial rehabilitation of PwDs.
Eligibility Criteria: -
- Person of disability 40 percent or more.
- PwDs of age 18 to 55 years
- Annual income should not exceed 5 lakh and 3 lakh rupees per annum in urban and rural areas respectively.
- Loan will be available at the following interest rates by the Corporation:-
|Sr. No.||Amount||Interest Rate|
|2.||From 50000 rupee to 05 Lakh rupee||6%|
|3.||5 Lakh rupee to 15 Lakh rupee||7%|
|4.||15 Lakh Rupee and above||8%|
A rebate of 1 percent is given on the interest rate for women.
Schemes of the Corporation:-
- In coordination with the National Handicapped Finance and Development Corporation, the corporation provides loans under the following schemes:-
|Sr. No.||Schemes||Maximum loan amount|
|1.||For setting up small business in the sales business sector||Rs. 5 Lakh|
|2.||For setting up small business in service sector||Rs. 5 Lakh|
|3.||For agricultural activities||Rs. 10 Lakh|
|4.||To purchase a vehicle||Rs. 10 Lakh|
|5.||For the self-employment of people with mental retardation||Rs. 10 Lakh|
|6.||To set up a small industrial unit||Rs. 25 Lakh|
|7.||For education / training||Rs. 10 Lakh to 20 Lakh|
- All loans can be returned in10 years
- Discount of 1 % in interest rates for Women with disabilities.
- Loan of 03 Lakh Rupee for small-scale business
- Loan uptoRs. 10 lakhs for agricultural work
- Loan up to Rs. 25 lakhs for establishing a production factory.
- Loans are also available for technical education
- On recommendation of the Joint / Deputy Director, Social Welfare Department Application will have to be sent to the Managing Director, Chhattisgarh Nihshaktjan Vitt Evam Vikas Nigam.
|1.||Shri P. Dayanand||Managing Director||--||0771-2420022||raipurcgnvvn[at]gmail[dot]com|
|2.||Shri Rajesh Tiwari||General Manager||+91-9993020611||--|