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Chhattisgarh disabled finance and development corporation

Loan Scheme for self-employment of disabled persons

Implementing Agency: -

  • Chhattisgarh Nihshaktjan Vitt Evam Vikas Nigam, Old D.R.A. Bhawan, Collectorate Complex Raipur

Objectives: -

  • To provide financial sources to PwDs for employment / self-employment to ensure financial rehabilitation of PwDs.

Eligibility Criteria: -

  1. Person of disability 40 percent or more.
  2. PwDs of age 18 to 55 years
  3. Annual income should not exceed 5 lakh and 3 lakh rupees per annum in urban and rural areas respectively.

Benefits:-

  • Loan will be available at the following interest rates by the Corporation:-
Sr. No. Amount Interest Rate
1. Upto50000 rupees 5%
2. From 50000 rupee to 05 Lakh rupee 6%
3. 5 Lakh Rupee and above 8%
  • All loans can be returned in10 years
  • Discount of  1 % in interest rates for Women with disabilities.
  • Loan of 03 Lakh Rupee for small-scale business
  • Loan uptoRs. 10 lakhs for agricultural work
  • Loan up to Rs. 25 lakhs for establishing a production factory.
  • Loans are also available for technical education

Application Procedure-

  • On recommendation of the Joint / Deputy Director, Social Welfare Department Application will have to be sent to the Managing Director, Chhattisgarh Nihshaktjan Vitt Evam Vikas Nigam.